You can opt back in at any time simply by asking your employer to put you back into the Scheme. You‘ll restart paying contributions (a minimum of 5% of your qualifying earnings) and your employer will also restart their contributions (a minimum of 3% of qualifying earnings).
You can also opt in using your member account at nowgateway.com. Log in to your account, select your job contract on the dashboard, select ‘Opt in’ and follow the on-screen instructions. You’ll get a letter saying you have successfully opted back into the Scheme.
Remember to tell your employer so they can restart their contributions to your pension savings (though they’ll get a notification through our employer website).
Important: if you joined the Scheme less than 12 months ago and opted out or left, your employer doesn’t have to put you back into the Scheme.