FAQs for Members

This is a pension the government pays you when you reach your State Pension age. You build up State Pension by paying National Insurance contributions or receiving National Insurance credits (paid to carers, jobseekers and people on some family and sickness benefits).

The full new State Pension rate for 2024-2025 is £221.20 a week. You need 35 qualifying years, when you paid full-rate National Insurance contributions or received National Insurance credits, to receive the full State Pension. If you have fewer than 35 qualifying years you’ll get a lower amount of State Pension.

You can apply for a State Pension forecast to see how much your State Pension might be. You can also check your State Pension age.

If your State Pension forecast shows you might not get the full amount, check your National Insurance contribution record. You may be able to pay extra National Insurance contributions to get a higher amount of State Pension.

There’s more information about the State Pension on the government’s gov.uk website.