When you and your employer pay contributions into your workplace pension, we invest them on your behalf for your future. We take this responsibility seriously.
We’ve developed our investment approach to balance investment risk and reward in a way that we believe gives you good value and positive outcomes over the long term.
We don’t ask you to make any investment decisions. Instead, the NOW: Pensions Trustee takes responsibility for our investment strategy in consultation with its advisers. We believe this gives you the reassurance of knowing that your investments are being managed by professionals who have your long-term savings needs in mind. You can find out more about our investment strategy and how we protect your savings here.
These are our investment funds. You can see the latest fund prices here.
Our Diversified Growth Fund
We invest your contributions in the Diversified Growth Fund during the early and middle parts of your retirement saving journey. The Diversified Growth Fund’s aim is to provide stable growth over the long term.
Our Retirement Countdown Fund
As you begin to approach your target retirement age we gradually switch most of your pension savings, along with the contributions from you and your employer, into the Retirement Countdown Fund. The Retirement Countdown Fund’s aim is to reduce the risk of your pension savings falling in value before you use them for your retirement benefits.
If you want to know more about our investment policy, please see our Member’s Guide to Investment or our Statement of Investment Principles.