The underpensioned report 2020

Examining the pension savings gaps for the most financially at-risk groups in our society.

Our latest report with the Pensions Policy Institute (PPI) identifies the most ‘under-pensioned’ groups in the UK. The people in these groups are reaching retirement age with a pension wealth about 15% of the UK average.

Our policy proposals would help bring a further 2.5 million people into pension saving, generating an additional £1.2 billion in annual pension contributions.

The under-pensioned report 2020

From carers to single parents, we highlight the pension savings gaps for some of the most financially at-risk groups in the UK.

Download the report

Our fight to make pensions fairer for all

We’ve presented five policy proposals to the government to make pensions fairer for more people and help close the gender pensions gap.

1

Remove the £10,000 earnings ‘trigger’ for auto enrolment

Where every £1 of income is eligible for pension contributions.
2

Remove the lower earnings limit

So all earnings count towards pension contributions.
3

Introduce a ‘family carer’s top-up’

To the pensions of people taking time out of paid work to care for family members.
4

Include pensions in divorce settlements

Pension assets should be divided like all other assets in financial settlements.
5

Action to make more lower-cost childcare available

A parent shouldn't have to choose between a job or childcare.

Our policy proposals would help another 2.5 million people start saving for their future

Explore the report and our solutions