The underpensioned report

Examining the pension savings gaps for the most financially at-risk groups in our society.

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The pandemic and pensions inequality

300,000 more women have missed out on a workplace pension in the past year due to the Covid-19 pandemic.

From carers to single parents, our 2021 report looks at the impact Covid-19 has had on the most underpensioned groups in the UK.

View the report

The underpensioned report

Our 2020 report identifies the most underpensioned groups in the UK. These groups are reaching retirement age with a pension wealth approximately 15% of the UK average.

Our policy proposals would help get a further 2.5 million involved with pension saving, generating an additional £1.2 billion in annual pension contributions.

View the report

Our fight to make pensions fairer for all

We’ve presented five policy proposals to the government to make pensions fairer for more people and help close the gender pensions gap.

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Remove the £10,000 earnings ‘trigger’ for auto enrolment

Where every £1 of income is eligible for pension contributions.
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Remove the lower earnings limit

So all earnings count towards pension contributions.
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Introduce a ‘family carer’s top-up’

To the pensions of people taking time out of paid work to care for family members.
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Include pensions in divorce settlements

Pension assets should be divided like all other assets in financial settlements.
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Action to make more lower-cost childcare available

A parent shouldn't have to choose between a job or childcare.

Our policy proposals would help another 2.5 million people start saving for their future

Explore our Fair Pensions For All proposals