Even if you miss your opt-out window, you can still leave the Scheme at any time. The quickest way to do this is to log in to your online member account at nowgateway.com, select your job contract on the dashboard, select ‘Opt out’ and follow the on-screen instructions. You’ll get a letter saying you have successfully left the Scheme and you and your employer will stop making pension contributions.
Remember, if you miss the opt out window your employer can’t refund your contributions. They will stay in the Scheme and be invested until you retire and take your benefits, or transfer them out to another pension provider.