The law requires that when you deduct contributions from your workers’ pay, you must pay these in to your workplace pension scheme no later than the 22nd day (19th if you pay by cheque) of the next month.

You must upload your pension data files in time to meet the deadline of the 22nd day of the month after your deduction date.

No. If you’re paying workers, you must continue to make workplace contributions at the levels you’ve agreed.

If you’ve already paid your workers and taken contributions out of their earnings, you’ll need to continue to upload your pension data file, enabling the money to be collected, and ensure they are paid into the scheme before the statutory deadline.  

Please contact us as soon as possible to agree a payment plan to bring your contributions up to date. 

The Pensions Regulator (TPR) has made it clear that it expects workplaces to continue making contributions to workplace pension schemes.  If you’re having difficulty paying your pension contributions, you need to think about when you’ll be able to make up any payments you’ve missed.

Remember that late payments need to be reported to TPR and we will need to let your workers know if these payments exceed 90 days. Therefore, it’s important you contact us as soon as possible so the situation can be resolved quickly and smoothly.

By law, when you take contributions from workers’ pay, you must pay them into your workplace pension by the 22nd day of the following month. We’re legally obliged to monitor your contribution payments and report to The Pensions Regulator (TPR) if your contributions are more than 90 days late (or there’s some other significant payment failure).

We’ll also have to tell your workers there are late payments and that we’ve reported you to TPR.  

We will tell you if there’s a danger of your payments being late – for example, if we can’t collect a payment by Direct Debit because there’s not enough money in your workplace bank account. We’ll give you plenty of notice and work with you to find a solution. 

There are two ways workers can stop paying in to your workplace pension – ‘opting out’ and ‘ceasing active membership’. These rules are set by the government and enforced by The Pensions Regulator. 

To learn more about this, visit our section on how they can stop paying in, and what you’ll need to do.