Pioneering Pensions
Improving pensions: start with the problem, not the solution
In 27 episodes of Pioneering Pensions, Stefan has interviewed a broad range of pension experts. This time we turned the tables and put Stefan in the guest chair with Gareth Gibbins, Vice President, Pension Policy, Learning & Research, OMERS, asking the questions.
How to make pensions more engaging for members
For most people, talking with their pension provider is as exciting as preparing their tax return. But, we know that regular engagement can lead to better member outcomes at retirement.
Making decisions under uncertainty
Designing better pension solutions requires thinking outside the box and informed long-term investment decision-making. This comes with a lot of uncertainty. How can we make better decisions about new retirement solutions when the future is uncertain?
Achieving a healthy retirement with Samir Sinha
The effects of an ageing population are linked with healthcare costs. Dr. Samir Sinha takes us through these effects and discusses innovative models of geriatric care.
Demystifying the Swedish pension model
Swedish pension reform created a lot of interest internationally and Sweden is often seen as the role model that others could learn from. How does a Notional DC system work? What are the lessons after two decades? What are the challenges going forward?
Better governance for better decisions
Are investment beliefs useful or just a red herring? How can we make better informed decisions in practice? To talk us through these questions is Alfred Slager, professor of pension fund management. He’ll share his academic findings and practical experiences as a board member and investment committee member.
Global trends in pensions
In this episode we explore the global trends among pension delivery organisations and share best practices.
Implementing Innovation
In this episode, we examine a real-life case study of how a defined benefit (DB) scheme transformed its core product to offer fixed contributions for employers and flexibility for its members.
What’s next for auto enrolment in Ireland
It’s been 10 years since the UK introduced auto enrolment, helping over 10 million employees save into a workplace pension. Ireland is about to implement their auto enrolment reform in 2024. What will their auto enrolment regime look like? What were the lessons learned from the UK and other countries?
The theory and practice of lifecycle investing
In this episode of Pioneering Pensions, we speak with Catherine Reilly, a specialist in defined contribution (DC) schemes, on the theory of lifecycle investing and the construction of lifecycle investing strategies for DC schemes.
Beyond the ivory tower
In this episode of Pioneering Pensions, we speak with Moshe Milevsky on the role of human capital in pension savings. What does it mean for the savings strategy? We will also discuss how longevity pooling and modern tontines could secure retirement income.
Retirement security bonds – the missing link in retirement
In this episode of Pioneering Pensions, we speak with Arun Muralidhar on DC decumulation (embedded in accumulation).
Pioneering pension fund investment
In this episode of Pioneering Pensions, we speak with Claude Lamoureux on the most important component of any pension solution: long-term value creation in the investment portfolio.
The power of demographics
In this episode of Pioneering Pensions, we speak with Amlan Roy on one of the most important, yet often overlooked, factors that affect us all – demographics.
What the UK can learn from the US retirement system
In this episode of Pioneering Pensions, we have a conversation with David John on how the US has addressed some of the important topics that we are struggling with here in the UK.
Retirement – it’s not what it used to be
In this episode of Pioneering Pensions, we ask Bonnie-Jeanne MacDonald how people tend to spend in retirement and if it changes with age.
Live long and prosper? How ageing and inequality affect pens
In this episode of Pioneering Pensions, we’re joined by Larry Kotlikoff to discuss the challenges our societies face as our population ages, including increasing inequality and climate change.
A nudge towards a better pension
In this episode of Pioneering Pensions, we explore choice design with Richard Thaler. What choices, if any, should pension schemes offer in the first place?
From pension policy to practice
In this episode of Pioneering Pensions, we approach pensions from a policy perspective, with a particular focus on the UK.
Approaching pensions from a behavioural perspective
In this episode of Pioneering Pensions, we approach pensions from a behavioural perspective. What are the main lessons from the sidecar savings trial with a few employers within the NEST master trust? How can we help those who are self-employed to save for retirement? How can we increase members’ engagement with their pensions?
How are climate and biodiversity investments developing?
We discuss the global developments of climate and biodiversity investments. What innovations has Fiona seen across the world? What can we learn from the developing markets? Could pensions become an engine of a circular economy?
Lessons from pension systems around the world
In this episode of Pioneering Pensions, we discuss experiences and identify lessons from pension systems across the world. What does good look like when it comes to the pension choices that are offered? Do we focus too much on how we think people should act, rather than looking at how they do act?
The impact of financial literacy on financial wellbeing
In this webinar, we speak to Annamaria Lusardi about financial literacy – the knowledge and skills that allow people to make important financial decisions – and how it can impact financial wellbeing. We also discuss what can be done to improve financial literacy.
What is longevity pooling and how does it work?
In this webinar, we look at how longevity pooling works. Through this approach, longevity risk is pooled between pension scheme participants, similar to what happens with a life annuity. The funds of those who have recently died are redistributed and paid regularly to all surviving participants.
How can investors adapt to climate change
In this webinar, we discuss the organisational challenges that long-term investors, such as pension companies, face in the wake of climate change and energy transition.
The theory of life-cycle saving and investing with Zvi Bodie
We discuss life-cycle finance theory, and how industry has implemented it as the foundation of most defined contribution (DC) investment strategies.
Managing your income after retirement with Don Ezra
We discuss how to manage pension savings after full-time work (formerly known as retirement).