Log into now:u, choose Find and transfer, then Go to The Pension Lab.
Pension Lab does it all for you. Once they’ve got your personal details, they can search for pensions that match your personal details. This includes pensions you’ve lost track of and don’t have information for.
Not all pensions can be transferred into now:pensions. Pension Lab will tell you if any of your pensions can’t be transferred.
Yes. We’ve partnered with Pension Lab, an external provider, to make it easy for you to find other pensions and bring them in to us. To use Pension Lab, you’ll have to agree to share your personal details with them.
To get started, log in to now:u and go to Find and transfer. You’ll see the option to use Pension Lab. Once you’ve agreed to share your personal details with them, Pension Lab will prompt you to put in information about your other pensions. It’ll search for the pensions and add them to a pensions ‘dashboard’ for you.
You’ll then be able to transfer them in to us, if you want to. Pension Lab will tell you if any of your pensions can’t be transferred in to now:pensions.
Learn more about finding and combining your pensions here.
You can also transfer your pensions using now:u. Visit our guide and follow the steps to do this.
Only if you’re over 55. If you’re under 55 you can’t legally get hold of your pension savings unless you’re unable to work due to ill health or your life expectancy is less than 12 months. This is because pension savings are ‘ring-fenced’ to be used as retirement income.
The government is planning to increase the earliest age you can get at your pension savings to 57 on 6 April 2028. The idea is that it stays 10 years behind State Pension Age, which will be 67 by then.
No. We don’t charge you to bring other pensions into now:pensions, or to transfer your pension savings out to another pension scheme.
But you should check whether your other pension scheme will charge you to transfer in or out.
