Legal Cookie policy

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. By continuing to browse the site, you are agreeing to our use of cookies.

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Information about our use of cookies

Information about our use of cookies

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. By responding to our cookie pop-up or continuing to browse the site, you are agreeing to our use of cookies as stated in this policy.

A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.

We use the following cookies:

  • Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website, use a shopping cart or make use of e-billing services.
  • Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily. We seek your consent to use these cookies.
  • Functionality cookies. These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region). We seek your consent to use these cookies.
  • Targeting cookies. These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose. We seek your consent to use these cookies.You can find more information about the individual cookies we use and the purposes for which we use them by clicking the links in the table below:

Cookie List

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. By continuing to browse the site, you are agreeing to our use of cookies. A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.

Strictly Necessary Cookies

These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.

Strictly Necessary Cookies
Cookie Subgroup Cookies Cookies used Lifespan
forms.nowpensions.com __cf_bm, _cfuvid First Party a few seconds, Session
hsforms.com _cfuvid First Party Session
nowpensions.com OptanonAlertBoxClosed, OptanonConsent First Party 365 days, 365 days
osu.nowpensions.com PHPSESSID First Party Session
statements.nowpensions.com GCLB First Party Session
vimeo.com _cfuvid First Party Session

Functional Cookies

These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly.

Functional Cookies
Cookie Subgroup Cookies Cookies used Lifespan
.youtube.com LOGIN_INFO Third Party 388 days
Google Doubleclick test_cookie Third Party Session
googlecom SOCS Third Party 395 days
hs-analytics.net __cf_bm First Party a few seconds
hs-scripts.com __cf_bm First Party a few seconds
nowpensions.com __hs_do_not_track, hubspotutk First Party 180 days, 180 days
vimeo.com __cf_bm First Party a few seconds
youtubecom SOCS Third Party 395 days
staging-v2-nextgen.nowpensions.com hide_grabber First Party 1 day

Performance Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Performance Cookies
Cookie Subgroup Cookies Cookies used Lifespan
c.clarity.ms ANONCHK, SM Third Party a few seconds, Session
forms.nowpensions.com _ga_xxxxxxxxxx First Party 400 days
nowpensions.com __hssc, __hssrc, __hstc, _clck, _clsk, _ga, _ga_xxxxxxxxxx, _hjSession_2424481, _hjSessionUser_2424481, wc_client, wc_client_current, wc_visitor, _ga_DSHKR5STFD, _ga_GHD80CJE66, _ga_XP3NBJLV9N First Party a few seconds, Session, 180 days, 365 days, 1 day, 400 days, 400 days, a few seconds, 365 days, 180 days, Session, 400 days,  400 days,  400 days,  400 days
www.clarity.ms CLID Third Party 365 days
www.nowpensions.com _ga_xxxxxxxxxx First Party 400 days

Targeting Cookies

These cookies allow us as well as third parties to track your engagement and behaviour on our website (for example, the pages that you visit or the links that you follow) in order to display relevant advertising to you on our website or in embedded content such as YouTube videos (for which please see Google’s Privacy Policy). If you do not allow these cookies we (and third parties) will not be able to serve you with advertising that is tailored to your interests.

Targeting Cookies
Cookie Subgroup Cookies Cookies used Lifespan
.google.com __Secure-1PAPISID, __Secure-1PSID, __Secure-1PSIDCC, __Secure-1PSIDTS, __Secure-3PAPISID, __Secure-3PSID, __Secure-3PSIDCC, __Secure-3PSIDTS, __Secure-ENID, AEC, APISID, HSID, SAPISID, SEARCH_SAMESITE, SID, SIDCC, SSID Third Party 13 months, 13 months, 365 days, 357  days, 390 days, 390 days, 357 days, 357 days, 394  days, 6 months, 398 days, 398 days, 398 days,  178 days, 398 days, 365 days, 398 days
bing.com MUID Third Party 390 days
c.bing.com MR, SRM_B Third Party 6 days, 390 days
c.clarity.ms MR Third Party 6 days
clarity.ms MUID Third Party 390 days
com _fbp First Party 90 days
googlecom NID Third Party 395 days
hsadspixel.net __cf_bm First Party a few seconds
hs-banner.com __cf_bm First Party a few seconds
hsforms.com __cf_bm First Party a few seconds
hsforms.net __cf_bm First Party a few seconds
hubapi.com __cf_bm First Party a few seconds
hubspot.com __cf_bm, _cfuvid First Party a few seconds, Session
hubspotusercontent.com __cf_bm First Party a few seconds
hubspotusercontent-eu1.net __cf_bm First Party a few seconds
hubspotusercontent-na1.net __cf_bm First Party a few seconds
nowpensions.com _fbp First Party 90 days
www.google.com _GRECAPTCHA, DV Third Party 180 days, 1 day
youtube.com __Secure-ROLLOUT_TOKEN, VISITOR_INFO1_LIVE, VISITOR_PRIVACY_METADATA, YSC, __Secure-1PAPISID, __Secure-1PSID, __Secure-1PSIDCC, __Secure-1PSIDTS, __Secure-3PAPISID, __Secure-3PSID, __Secure-3PSIDCC, __Secure-3PSIDTS, APISID, HSID Third Party 180 days, 180 days, 180 days, Session, 13 months, 13 months, 365 days, 357  days, 390 days, 390 days, 357 days, 357 days, 398 days, 398 days, session
youtubecom GPS, PREF Third Party 30 mins, 400 days

Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.

This policy was last updated on May 2025.