Legal information

We believe it’s important to be transparent about how our services work, the data we collect and manage, and the terms of use for our services and website. You can see all our legal documents below.

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Portrait of a woman showing a house for sale and looking at the camera smiling

Privacy policy

This sets out how we collect and process personal data related to our website and our pension services for all our members, former members, employers, and beneficiaries. We also explain how long we retain your data and your rights relating to how we use your data.
Mid adult man working on his personal finance

Cookie policy

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you use our website and also allows us to improve it. Our cookie policy explains which cookies we use and how they work.
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Terms of use

We explain the terms of use for our website, including how you can access our site, copyright law relating to the information we publish on our site, our trade marks, and how to link to our site.
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Acceptable use policy

This sets out how you can use our website, how we manage our interactive services, and the content standards which apply to any material that third parties contribute to our site.
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Modern slavery statement

Our approach to addressing modern slavery, including our due diligence and investment processes, and related policies.
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Participation agreement

A participation agreement is your contract with us. We have this contract with all the employers who are part of our master trust and this agreement defines the terms of participation in our Scheme. You can also see previous changes made to the agreement.

Pensions for startups campaign

This sets out the terms and conditions of our pensions for startups campaign. Eligibility to the promotional offer, the promotional period, and general terms.