Participation Agreement

Cover page of NOW: Pensions Participation Agreement

Your participation agreement is your contract with us. We have this contract with all the employers who are part of our master trust and it defines the terms of participation in our Scheme.

What does it cover?
Your agreement sets out the following:
• the charges you pay us for our services (the Employer Services Charge)
• when you pay us for our services (your Payments Schedule)
• the charges your members pay for us to manage their pension
• your organisation’s details and the signatories for your company.

Download the latest copy of the agreement and keep a copy for your records.

You can see a list of previous changes to the agreement here.