In the news

The real test of auto-enrolment will be when a headwind blows

By Patrick Hosking 28 September 2016 There is still much that can go wrong with one of the great modern-day experiments in social engineering, but so far auto-enrolment — the nudging of millions of low and moderate earners into pension saving without forcing them to do so — has confounded the sceptics.  Read the full financial news […]



Financial News – Big pension names felled by newer rivals

By Mark Cobley 26 September 2016 Some of the biggest names in multi-asset funds have been humbled by in-house teams and smaller players, an FN study of the performance of the new Master Trust megafunds has found. Read the full financial news article here.



Top five tips for small firms tackling auto enrolment

Next year auto enrolment gets serious. In 2016, a staggering 512,000 companies will be affected by auto enrolment regulations and, by law, they will have to offer and contribute to a workplace pension. This compares to just 47,000 in 2015. For smaller businesses, auto enrolment can feel daunting. The vast majority have no experience of […]



Auto enrolment delays – sending the wrong message to savers

When Lord Turner’s Pension Commission proposed auto enrolment back in 2005 it could not have been the intention that the low paid would see only around 1% of earnings going into their pots for the first five years. Yet the government’s decision to delay the auto enrolment timetable for a second time means that is […]



Time to turn up the heat on master trusts

In recent months there has been growing interest from government and regulators regarding the regulation or lack of regulation of master trusts. When you look at the statistics, this isn’t surprising. So far, over 5 million people have been auto enrolled and of these more than 3 million are in a master trust arrangement. For […]



Why do we insist on having a choice of fund manager when the evidence shows there is usually no benefit to be gained…and there is always a negative impact in terms of cost? — Anthony Hilton financial editor of the Evening Standard writing in Pensions World, June 2013
I am backing NOW: Pensions, the ATP project, because I believe it will encourage transparency, low costs and decent returns for millions of British employees. — Nigel Waterson, former Shadow Pensions Minister
NOW: Pensions' risk management and diversified growth fund are state of the art. — Win Robbins, former Head of European Fixed Income Barclays Global Investors
There is a need for a member-centric solution designed for ease of use with low costs and cutting edge investment strategy, which delivers long term stable returns. ATP's in-house investment capabilities, combined with our novel and innovative… — Lars Rohde, Governor of the National Bank of Denmark and Former CEO of ATP Group
ATP comes to the UK pensions world with the highest commendations from the Danish trade unions, employers and government. NOW: Pensions' offering in the UK will be high quality, low cost, and honest and I'm proud to be associated with it. — John Monks, member of House of Lords and former General Secretary of ETUC and TUC