Help Centre for Advisers

What is automatic enrolment?

Automatic enrolment, is a piece of legislation introduced by the Government in 2008 to encourage people to save into a pension after it was found that millions of UK citizens will have little to no pension savings when they retire.

In order to reverse this trend and encourage workers to save more, it was made compulsory for all eligible workers to be opted into a workplace pension scheme. Subject to eligibility criteria all employers must offer a pension scheme to their workers without discouraging or influencing them to opt out.

There is a need for a member-centric solution designed for ease of use with low costs and cutting edge investment strategy, which delivers long term stable returns. ATP's in-house investment capabilities, combined with our novel and innovative… — Lars Rohde, Governor of the National Bank of Denmark and Former CEO of ATP Group
I am backing NOW: Pensions, the ATP project, because I believe it will encourage transparency, low costs and decent returns for millions of British employees. — Nigel Waterson, former Shadow Pensions Minister
NOW: Pensions was attractive to us because the staff were very helpful and they sent over all the information required. This made the decision easy. — Metro Surveillance Group Ltd
I've known ATP for many years and have enormous respect for the effectiveness of their investment strategy. I'm convinced that NOW: Pensions can become a major player in the UK and look forward to being a part of that success. — Chris Daykin, the former Government Actuary
NOW: Pensions has a good technical infrastructure combined with a pension product suitable for our team. We couldn’t be happier with NOW: Pensions. — Martin Woods, SALT.agency