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What is automatic enrolment?

Automatic enrolment, is a piece of legislation introduced by the Government in 2008 to encourage people to save into a pension after it was found that millions of UK citizens will have little to no pension savings when they retire.

In order to reverse this trend and encourage workers to save more, it was made compulsory for all eligible workers to be opted into a workplace pension scheme. Subject to eligibility criteria all employers must offer a pension scheme to their workers without discouraging or influencing them to opt out.

Why do we insist on having a choice of fund manager when the evidence shows there is usually no benefit to be gained…and there is always a negative impact in terms of cost? — Anthony Hilton financial editor of the Evening Standard writing in Pensions World, June 2013
I've known ATP for many years and have enormous respect for the effectiveness of their investment strategy. I'm convinced that NOW: Pensions can become a major player in the UK and look forward to being a part of that success. — Chris Daykin, the former Government Actuary
I firmly believe in NOW: Pensions' principle that everyone deserves the right to a better retirement. I look forward to being part of the team which aims to achieve this in the UK. — Win Robbins, former Head of European Fixed Income Barclays Global Investors
...its simple design means the pressure is taken off us as the employer and avoids costly administration charges, whilst removing the burden of choice and ensuring the best possible retirement outcome for our employees. — Matthew Johnson, Head of Compensation and Benefits at Adecco Group UK & Ireland
“Redington’s Investment Committee assigned an Approved Rating to the NPI DGF and positive on the fund.” — Redington