Help Centre for Advisers

Who can join?

Eligible:

If you’re aged 22 to State Pension Age, working in the UK, earning above £10,000 – you’re eligible and will be auto enrolled.

Your employer will also make contributions on top of your own.

Non-eligible:

If you’re aged 16 to 21 or State Pension Age to 74, working in the UK, earning above £10,000 or aged 16 to 74 and working in the UK, earning above £6,032 and up to £10,000 – you’re non-eligible and will not be auto enrolled.

You are still able to choose to opt in and benefit from employer contributions.

Entitled:

If you’re aged 16 to 74, working in the UK, earning below £6,032 – you’re entitled.

You won’t be auto enrolled, but you can ask to join. NOW: Pensions operate standard contribution models therefore require that an employer makes a contribution for all employees including entitled workers.

Earnings thresholds are reviewed by the Government annually and will change over time.

NOW: Pensions was attractive to us because the staff were very helpful and they sent over all the information required. This made the decision easy. — Metro Surveillance Group Ltd
Our broker recommended NOW: Pensions, as they believed it would be our best option. We have not been disappointed, the NOW: Pensions customer support teams are great and always available. — Bromborough Paint & Building Supplies Ltd
There is a need for a member-centric solution designed for ease of use with low costs and cutting edge investment strategy, which delivers long term stable returns. ATP's in-house investment capabilities, combined with our novel and innovative… — Lars Rohde, Governor of the National Bank of Denmark and Former CEO of ATP Group
I've known ATP for many years and have enormous respect for the effectiveness of their investment strategy. I'm convinced that NOW: Pensions can become a major player in the UK and look forward to being a part of that success. — Chris Daykin, the former Government Actuary
NOW: Pensions has a good technical infrastructure combined with a pension product suitable for our team. We couldn’t be happier with NOW: Pensions. — Martin Woods, SALT.agency