Help Centre for Advisers

Who can join?

Eligible:

If you’re aged 22 to State Pension Age, working in the UK, earning above £10,000 – you’re eligible and will be auto enrolled.

Your employer will also make contributions on top of your own.

Non-eligible:

If you’re aged 16 to 21 or State Pension Age to 74, working in the UK, earning above £10,000 or aged 16 to 74 and working in the UK, earning above £6,032 and up to £10,000 – you’re non-eligible and will not be auto enrolled.

You are still able to choose to opt in and benefit from employer contributions.

Entitled:

If you’re aged 16 to 74, working in the UK, earning below £6,032 – you’re entitled.

You won’t be auto enrolled, but you can ask to join. NOW: Pensions operate standard contribution models therefore require that an employer makes a contribution for all employees including entitled workers.

Earnings thresholds are reviewed by the Government annually and will change over time.

NOW: Pensions was attractive to us because the staff were very helpful and they sent over all the information required. This made the decision easy. — Metro Surveillance Group Ltd
Our broker recommended NOW: Pensions, as they believed it would be our best option. We have not been disappointed, the NOW: Pensions customer support teams are great and always available. — Bromborough Paint & Building Supplies Ltd
NOW: Pensions has a good technical infrastructure combined with a pension product suitable for our team. We couldn’t be happier with NOW: Pensions. — Martin Woods, SALT.agency