Help Centre for Advisers

When should I start having auto enrolment conversations with clients?

Anecdotal evidence suggests that employers should start to consider how they are going to meet their auto enrolment obligations around 12 months before their staging date. This is a good barometer of when you begin the conversation with your clients. However, a high number of employers are leaving things much later than this.

The majority of your clients, who have not already staged, will be aware of auto enrolment as a compulsory task they will need to undertake. It can be a very positive message to your clients if you raise the subject with them, and present them with a clearly defined plan to assist them in meeting their legislative requirements. There is also the added benefit of an additional income stream for additional services provided related to auto enrolment. Moreover, it’s a chance for you to affect timing and practicalities and make it fit with existing processes and services you are involved in.

ATP comes to the UK pensions world with the highest commendations from the Danish trade unions, employers and government. NOW: Pensions' offering in the UK will be high quality, low cost, and honest and I'm proud to be associated with it. — John Monks, member of House of Lords and former General Secretary of ETUC and TUC
I am excited to be joining such a distinguished Board of Trustees, over-seeing a modern, transparent, cost efficient and high-performing pension fund. — Win Robbins, former Head of European Fixed Income Barclays Global Investors
I am backing NOW: Pensions, the ATP project, because I believe it will encourage transparency, low costs and decent returns for millions of British employees. — Nigel Waterson, former Shadow Pensions Minister
NOW: Pensions is supportive, easy for our employees to understand and uncomplicated in terms of its implementation. Its structured approach removes the complicated investment choices & makes auto-enrolment a straightforward and simple process. — Mark Manaton, Managing Director, Blue Arrow Group
“We were impressed with the simplicity of its scheme. The ease of implementation was also a big plus for us and has removed much of the administrative headache.” — Neil Tune, HR director at Fitness First