Resource Library - About auto enrolment
This section offers you a full guide to everything you need to know about Auto Enrolment and your responsibilities, whether you are an employer, payroll bureau or an adviser.
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Auto enrolment staging date calendar
This is a poster outlining the auto enrolment staging dates for 2017/18. Useful to display in the office as a reminder of when your clients will be staging.
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poster
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An Employee’s Guide to Auto Enrolment
A straightforward and easy-to-read guide to auto enrolment into a workplace pension which explains auto enrolment from an employee’s perspective.
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brochure
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An introduction to auto enrolment
A guide to help explain the rules and regulations around auto enrolment including summary of auto enrolment, eligibility of a workforce (eligible jobholders, entitled workers and non-eligible jobholders), timings, member costs and postponement.
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brochure
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Step by step guide to auto enrolment
This step by step guide will help you understand what is expected of you and how employees may be affected. The steps are broken down into the following categories: Staging/duties start dates and planning, Scheme selection, Scheme design and contributions, Payroll integration, Assessing workers, Postponement, Communications, Record keeping and reporting.
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brochure
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Member booklet
Welcome to the NOW: Pensions Trust, your workplace pension scheme. Our member booklet will help you understand your workplace pension and the importance of saving for your retirement.
It also explains where your money is invested, how tax relief on your pension contributions works, the charges we make, how to transfer pension savings in, and what you can do with your money when you retire.
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brochure
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Understanding auto re-enrolment
This document describes the process an employer must follow roughly every three years from their staging/duties start date.
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brochure
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PowerPoint: Introducing your workplace pension
A presentation for employees which welcomes them to the scheme, explaining charges, contributions, additional voluntary contributions, opting out and more. You can present this to employees when they first join the scheme.
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template
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3 minute guide to NOW: Pensions
An introduction to NOW: Pensions briefly detailing our key services, investment proposition and presenting our Board of Trustees.
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brochure
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For members: What can you do with your pension pot
Changes to pension regulations mean that you have several ways to take your money. If you’re aged 55, or older, you can take your pension savings without having to buy an annuity.
Our helpful leaflet contains information about the pension choices available to you through the NOW: Pensions Trust and guidance about the things you need to think about when deciding what to do with your pension savings.
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brochure
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Resource Library - Reports & white papers
This section contains an interesting collection of policy findings, reports and white papers.
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Pensions Policy Institute report: An international comparison of employer and employee contributions in DC Pensions Schemes
This report, published by the Pensions Policy Institute, commissioned by NOW: Pensions, explores different factors related to, and country experiences of, employer/employee contribution balances, comparing the UK to countries that have nationwide automatic enrolment schemes.
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reports
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Pensions Policy Institute report into automatic enrolment changes
This report, published by the Pensions Policy Institute, commissioned by NOW: Pensions, examines the impact of removing the auto enrolment trigger and the “qualifying earnings” bands.
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reports
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Value for money – Assessing value for money in defined contribution default funds
This report published by the Pensions Institute, explores whether the cost of membership offers value for money to the ‘average’ member. It looks at preliminary quantitative and qualitative findings of Caveat Venditor and provides fresh analysis.
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reports
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Pensions 2022 – A vision of the future
“Pensions 2022 – a vision of the future” is a white paper report that brings together the views of eleven industry experts and commentators on what they hope the world of pensions will look like in 2022 – ten years on from the introduction of auto enrolment – and what they believe needs to happen to make their vision a reality.
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whitepapers
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Policy of Social Responsibility in Investments – NOW: Pensions Trust
The Policy of Social Responsibility sets out the principles and policies adopted by NOW: Pension Trustee Limited in investing the assets of NOW: Pensions Trust.
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videos
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Resource Library - Signing up
Documents in this section will help you sign up to the NOW: Pensions scheme, set up your Direct Debits and help with communications.
Resource Library - Employer site set up
Find out how to login, verify company details, employer/admin role account setup, postponement decisions and importing employee data in this section.
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Guide to Common Errors and Warnings
This guide highlights some of the most frequent errors (in no particular order) encountered when uploading payroll files the NOW: Pensions Gateway and provides guidance to overcome these issues should they arise.
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brochure
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Your data files explained
This guide has been created to help you understand what a good file looks like so you understand how some errors happen and why they can cause problems.
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brochure
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Resource Library - About NOW: Pensions
These resources will guide you through everything you need to know about NOW: Pensions and what we offer to our clients and members
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NOW: Pensions features and benefits
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brochure
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NOW: Pensions Gateway key features
NOW: Pensions Gateway provides payroll bureau administrators and accountants with a simple and modern interface to manage pension submissions for multiple employers and payroll groups.
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videos
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Why NOW: Pensions for payroll bureaux
Our straightforward administration and a comprehensive package of support will help you set up and manage new schemes quickly and effectively. Find out all the great reasons to work with NOW: Pensions.
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brochure
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Auto enrolment costs and charges
A two page document explaining some of the costs that may be associated with setting up a pension scheme, how to keep costs down and how much it costs to use NOW: Pensions.
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brochure
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An introduction to auto enrolment contributions
The NOW: Pensions contribution models are designed to cater for all requirements, from those that want to comply with the legislation at minimum cost to those that want to offer their employees an enhanced benefit. In this document we outline your options.
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brochure
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NOW: Pensions payroll bureau proposition
This document gives a short introduction into who we are and what we haver to offer. It provides Information around getting started with auto enrolment, working in partnership with NOW: Pensions, and the costs associated.
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brochure
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The NOW: Pensions investment approach
Information about NOW: Pensions investment proposition covering our investment strategy, philosophy and management. A useful document in gaining more information on how your money is being managed.
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brochure
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For members: Your pension’s key features
We explain what auto enrolment into a workplace pension is, how it works and how pension savings are invested for members of the NOW: Pensions Scheme. We also set out administration costs and charges related to your pension scheme.
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brochure
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A member’s guide to investments
We explain how NOW: Pensions manages members’ pension savings and how we invest employer and employee contributions.
We also explain how our Diversified Growth Fund and Retirement Countdown Fund work, including the growth phase, the protection phase and the glidepath to retirement, which apply at different stages of our members’ pension saving journey.
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brochure
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Resource Library - Employee communication
Everything an employee needs to know about auto enrolment and the NOW: Pensions scheme can be found here. Including some useful templates for to help you communicate with them.
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An Employee’s Guide to Auto Enrolment
A straightforward and easy-to-read guide to auto enrolment into a workplace pension which explains auto enrolment from an employee’s perspective.
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brochure
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Member booklet
Welcome to the NOW: Pensions Trust, your workplace pension scheme. Our member booklet will help you understand your workplace pension and the importance of saving for your retirement.
It also explains where your money is invested, how tax relief on your pension contributions works, the charges we make, how to transfer pension savings in, and what you can do with your money when you retire.
|
brochure
|
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PowerPoint: Introducing your workplace pension
A presentation for employees which welcomes them to the scheme, explaining charges, contributions, additional voluntary contributions, opting out and more. You can present this to employees when they first join the scheme.
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template
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Template: Tell your employees auto enrolment is coming
A letter which employers can give to their employees outlining when they will be auto enrolled, who is eligible to join and letting them know that NOW: Pensions will be looking after their scheme.
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template
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For members: What can you do with your pension pot
Changes to pension regulations mean that you have several ways to take your money. If you’re aged 55, or older, you can take your pension savings without having to buy an annuity.
Our helpful leaflet contains information about the pension choices available to you through the NOW: Pensions Trust and guidance about the things you need to think about when deciding what to do with your pension savings.
|
brochure
|
|
|
For members: Your pension’s key features
We explain what auto enrolment into a workplace pension is, how it works and how pension savings are invested for members of the NOW: Pensions Scheme. We also set out administration costs and charges related to your pension scheme.
|
brochure
|
|
|
A member’s guide to investments
We explain how NOW: Pensions manages members’ pension savings and how we invest employer and employee contributions.
We also explain how our Diversified Growth Fund and Retirement Countdown Fund work, including the growth phase, the protection phase and the glidepath to retirement, which apply at different stages of our members’ pension saving journey.
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brochure
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Resource Library - Employer site management
This section contains everything you need to know about managing your NOW: Pensions Gateway site.
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Guide to Common Errors and Warnings
This guide highlights some of the most frequent errors (in no particular order) encountered when uploading payroll files the NOW: Pensions Gateway and provides guidance to overcome these issues should they arise.
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brochure
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Your data files explained
This guide has been created to help you understand what a good file looks like so you understand how some errors happen and why they can cause problems.
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brochure
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Resource Library - Bureau site management
This section includes logging in for the first time, creating additional users for the site, verifying client’s details, setting up client’s payroll details, importing client data, retrieving opt in and opt out data and viewing, amending employee Data and much more.
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NOW: Pensions Gateway user guide
The NOW: Pensions Gateway provides payroll bureau administrators and accountants with a simple and modern
interface to manage pension submissions for multiple employers and payroll groups.
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brochure
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