Resource Library - About auto enrolment
This section offers you a full guide to everything you need to know about Auto Enrolment and your responsibilities, whether you are an employer, payroll bureau or an adviser.
|
An Employee’s Guide to Auto Enrolment
A straightforward and easy-to-read guide to auto enrolment into a workplace pension which explains auto enrolment from an employee’s perspective.
|
brochure
|
|
|
An introduction to auto enrolment
A guide to help explain the rules and regulations around auto enrolment including summary of auto enrolment, eligibility of a workforce (eligible jobholders, entitled workers and non-eligible jobholders), timings, member costs and postponement.
|
brochure
|
|
|
Step by step guide to auto enrolment
This step by step guide will help you understand what is expected of you and how employees may be affected. The steps are broken down into the following categories: Staging/duties start dates and planning, Scheme selection, Scheme design and contributions, Payroll integration, Assessing workers, Postponement, Communications, Record keeping and reporting.
|
brochure
|
|
|
Member booklet
Welcome to the NOW: Pensions Trust, your workplace pension scheme. Our member booklet will help you understand your workplace pension and the importance of saving for your retirement.
It also explains where your money is invested, how tax relief on your pension contributions works, the charges we make, how to transfer pension savings in, and what you can do with your money when you retire.
|
brochure
|
|
|
Understanding auto re-enrolment
This document describes the process an employer must follow roughly every three years from their staging/duties start date.
|
brochure
|
|
|
PowerPoint: Introducing your workplace pension
A presentation for employees which welcomes them to the scheme, explaining charges, contributions, additional voluntary contributions, opting out and more. You can present this to employees when they first join the scheme.
|
template
|
|
|
3 minute guide to NOW: Pensions
An introduction to NOW: Pensions briefly detailing our key services, investment proposition and presenting our Board of Trustees.
|
brochure
|
|
|
Initial and ongoing employer duties
A two page document displaying an employer’s roles and responsibilities, post their auto enrolment staging/duties start date including information on postponement, the first payroll file submission and information required for the declaration of compliance with The Pensions Regulator.
|
brochure
|
|
|
For members: What can you do with your pension pot
Changes to pension regulations mean that you have several ways to take your money. If you’re aged 55, or older, you can take your pension savings without having to buy an annuity.
Our helpful leaflet contains information about the pension choices available to you through the NOW: Pensions Trust and guidance about the things you need to think about when deciding what to do with your pension savings.
|
brochure
|
|
Resource Library - Reports & white papers
This section contains an interesting collection of policy findings, reports and white papers.
|
Pensions Policy Institute report: An international comparison of employer and employee contributions in DC Pensions Schemes
This report, published by the Pensions Policy Institute, commissioned by NOW: Pensions, explores different factors related to, and country experiences of, employer/employee contribution balances, comparing the UK to countries that have nationwide automatic enrolment schemes.
|
reports
|
|
|
Pensions Policy Institute report into automatic enrolment changes
This report, published by the Pensions Policy Institute, commissioned by NOW: Pensions, examines the impact of removing the auto enrolment trigger and the “qualifying earnings” bands.
|
reports
|
|
|
Value for money – Assessing value for money in defined contribution default funds
This report published by the Pensions Institute, explores whether the cost of membership offers value for money to the ‘average’ member. It looks at preliminary quantitative and qualitative findings of Caveat Venditor and provides fresh analysis.
|
reports
|
|
|
Pensions 2022 – A vision of the future
“Pensions 2022 – a vision of the future” is a white paper report that brings together the views of eleven industry experts and commentators on what they hope the world of pensions will look like in 2022 – ten years on from the introduction of auto enrolment – and what they believe needs to happen to make their vision a reality.
|
whitepapers
|
|
|
Policy of Social Responsibility in Investments – NOW: Pensions Trust
The Policy of Social Responsibility sets out the principles and policies adopted by NOW: Pension Trustee Limited in investing the assets of NOW: Pensions Trust.
|
videos
|
|
Resource Library - Signing up
Documents in this section will help you sign up to the NOW: Pensions scheme, set up your Direct Debits and help with communications.
Resource Library - Employer site set up
Find out how to login, verify company details, employer/admin role account setup, postponement decisions and importing employee data in this section.
|
Guide to Common Errors and Warnings
This guide highlights some of the most frequent errors (in no particular order) encountered when uploading payroll files the NOW: Pensions Gateway and provides guidance to overcome these issues should they arise.
|
brochure
|
|
|
Guide to Employee Action File
This document sets out the specification for the file format and content relating to the Payroll interface that will be provided by NOW: Pensions at the beginning of the pay cycle.
|
brochure
|
|
|
Auto enrolment duties for new businesses
The NOW: Pensions guide for to enrolment duties for new employers. Any business that first employed staff on, or after 1st October 2017 has auto enrolment duties as soon as they employ someone for the first time.
|
brochure
|
|
|
Gateway Member Matching Guide
The NOW: Pensions Gateway matching guide to help you check over the data in your pensions data file, and cross reference this with the data already held in our database.
|
brochure
|
|
|
NOW: Pensions Gateway user guide
The NOW: Pensions Gateway provides employers with a simple and modern interface to manage pension submissions for their employees.
|
brochure
|
|
|
Your data files explained
This guide has been created to help you understand what a good file looks like so you understand how some errors happen and why they can cause problems.
|
brochure
|
|
Resource Library - About NOW: Pensions
These resources will guide you through everything you need to know about NOW: Pensions and what we offer to our clients and members
|
NOW: Pensions features and benefits
|
brochure
|
|
|
NOW: Pensions Gateway key features
The NOW: Pensions Gateway makes auto enrolment administration a breeze.
|
brochure
|
|
|
Why NOW: Pensions for Employers
Whether you have one worker or hundreds, NOW: Pensions provides a simple way to set up and manage your auto enrolment pension. Find out more great reasons to work with NOW: Pensions.
|
brochure
|
|
|
Auto enrolment costs and charges
A two page document explaining some of the costs that may be associated with setting up a pension scheme, how to keep costs down and how much it costs to use NOW: Pensions.
|
brochure
|
|
|
An introduction to auto enrolment contributions
The NOW: Pensions contribution models are designed to cater for all requirements, from those that want to comply with the legislation at minimum cost to those that want to offer their employees an enhanced benefit. In this document we outline your options.
|
brochure
|
|
|
For employers: Guide to signing up to the NOW: Pensions scheme
This document outlines the online sign up process. It explains the steps that need to be taken, the information you will need to get started and what NOW: Pensions has to offer.
|
brochure
|
|
|
The NOW: Pensions auto enrolment solution
This document providers a short introduction into who we are and what we have to offer. Information around getting started with auto enrolment, scheme set up, ongoing management, and associated costs are all covered.
|
brochure
|
|
|
The NOW: Pensions investment approach
Information about NOW: Pensions investment proposition covering our investment strategy, philosophy and management. A useful document in gaining more information on how your money is being managed.
|
brochure
|
|
|
For members: Your pension’s key features
We explain what auto enrolment into a workplace pension is, how it works and how pension savings are invested for members of the NOW: Pensions Scheme. We also set out administration costs and charges related to your pension scheme.
|
brochure
|
|
|
A member’s guide to investments
We explain how NOW: Pensions manages members’ pension savings and how we invest employer and employee contributions.
We also explain how our Diversified Growth Fund and Retirement Countdown Fund work, including the Growth phase and the Protection phase, which apply at different stages of the pension saving journey for our members.
|
brochure
|
|
Resource Library - Employee communication
Everything an employee needs to know about auto enrolment and the NOW: Pensions scheme can be found here. Including some useful templates for to help you communicate with them.
|
Help your employees log into their member account
A poster for you to print and display in your workplace that shows your employees how to log into their member account.
|
poster
|
|
|
Auto enrolment duties for new businesses
The NOW: Pensions guide for to enrolment duties for new employers. Any business that first employed staff on, or after 1st October 2017 has auto enrolment duties as soon as they employ someone for the first time.
|
brochure
|
|
|
Gateway Member Matching Guide
The NOW: Pensions Gateway matching guide to help you check over the data in your pensions data file, and cross reference this with the data already held in our database.
|
brochure
|
|
|
An Employee’s Guide to Auto Enrolment
A straightforward and easy-to-read guide to auto enrolment into a workplace pension which explains auto enrolment from an employee’s perspective.
|
brochure
|
|
|
Member booklet
Welcome to the NOW: Pensions Trust, your workplace pension scheme. Our member booklet will help you understand your workplace pension and the importance of saving for your retirement.
It also explains where your money is invested, how tax relief on your pension contributions works, the charges we make, how to transfer pension savings in, and what you can do with your money when you retire.
|
brochure
|
|
|
PowerPoint: Introducing your workplace pension
A presentation for employees which welcomes them to the scheme, explaining charges, contributions, additional voluntary contributions, opting out and more. You can present this to employees when they first join the scheme.
|
template
|
|
|
Template: Tell your employees auto enrolment is coming
A letter which employers can give to their employees outlining when they will be auto enrolled, who is eligible to join and letting them know that NOW: Pensions will be looking after their scheme.
|
template
|
|
|
For members: What can you do with your pension pot
Changes to pension regulations mean that you have several ways to take your money. If you’re aged 55, or older, you can take your pension savings without having to buy an annuity.
Our helpful leaflet contains information about the pension choices available to you through the NOW: Pensions Trust and guidance about the things you need to think about when deciding what to do with your pension savings.
|
brochure
|
|
|
For members: Your pension’s key features
We explain what auto enrolment into a workplace pension is, how it works and how pension savings are invested for members of the NOW: Pensions Scheme. We also set out administration costs and charges related to your pension scheme.
|
brochure
|
|
|
A member’s guide to investments
We explain how NOW: Pensions manages members’ pension savings and how we invest employer and employee contributions.
We also explain how our Diversified Growth Fund and Retirement Countdown Fund work, including the Growth phase and the Protection phase, which apply at different stages of the pension saving journey for our members.
|
brochure
|
|
Resource Library - Employer site management
This section contains everything you need to know about managing your NOW: Pensions Gateway site.
|
Guide to Common Errors and Warnings
This guide highlights some of the most frequent errors (in no particular order) encountered when uploading payroll files the NOW: Pensions Gateway and provides guidance to overcome these issues should they arise.
|
brochure
|
|
|
Guide to Employee Action File
This document sets out the specification for the file format and content relating to the Payroll interface that will be provided by NOW: Pensions at the beginning of the pay cycle.
|
brochure
|
|
|
Auto enrolment duties for new businesses
The NOW: Pensions guide for to enrolment duties for new employers. Any business that first employed staff on, or after 1st October 2017 has auto enrolment duties as soon as they employ someone for the first time.
|
brochure
|
|
|
Gateway Member Matching Guide
The NOW: Pensions Gateway matching guide to help you check over the data in your pensions data file, and cross reference this with the data already held in our database.
|
brochure
|
|
|
NOW: Pensions Gateway user guide
The NOW: Pensions Gateway provides employers with a simple and modern interface to manage pension submissions for their employees.
|
brochure
|
|
|
Your data files explained
This guide has been created to help you understand what a good file looks like so you understand how some errors happen and why they can cause problems.
|
brochure
|
|
Resource Library - Bureau site management
This section includes logging in for the first time, creating additional users for the site, verifying client’s details, setting up client’s payroll details, importing client data, retrieving opt in and opt out data and viewing, amending employee Data and much more.
|
Auto enrolment duties for new businesses
The NOW: Pensions guide for to enrolment duties for new employers. Any business that first employed staff on, or after 1st October 2017 has auto enrolment duties as soon as they employ someone for the first time.
|
brochure
|
|
|
Gateway Member Matching Guide
The NOW: Pensions Gateway matching guide to help you check over the data in your pensions data file, and cross reference this with the data already held in our database.
|
brochure
|
|