Help Centre for Employees
Contact us
Resource Library - Setting Up
Employer site set up
Resource Library - Signing Up
Contribution model & charges
- What fees will members and deferred members be charged?
- Can you accommodate salary sacrifice?
- What parts of an employees salary are included in the contributions?
- Do contributions include overtime pay?
- Are contributions taken before tax and NI?
- Are pension contributions taken before or after tax is calculated?
Resource Library - About Auto Enrolment
Employer responsibilities
Employee contributions
General information
- How does salary sacrifice work with fluctuating earnings?
- Who is the Cardano Group?
- Your Benefit Statement explained
- What is GDPR?
- What is automatic enrolment?
- What are work-based pensions?
- What is auto enrolment?
- What is opting out?
- What’s the difference between net pay and relief at source?
- What are my options at retirement?
- When can I retire?
- Why do we need auto enrolment?
- What is an opt-out period?
- Who is eligible to join a workplace pension?
- Who is NOW: Pensions?
- What happens when an eligible worker has passed their State Pension age?
- What is a Master Trust?
- What’s salary sacrifice?
- What does Defined Benefit mean?
- What does Defined Contribution mean?
Resource Library - About NOW: Pensions
About the scheme
- How can I opt out?
- How can I opt in?
- Activating your member account
- How do I access my NOW: Pensions Gateway member site? How do I find out how much is in my pension?
- What fees will members and deferred members be charged?
- What happens if I leave my employer or the scheme?
- What happens to my pension pot if I die before retirement?
- When can I retire?
- Can you accommodate salary sacrifice?
- Is the NOW: Pensions Trust operating within the UK Governance framework?
General information
Contact details
Resource Library - Scheme Administration
Opting in
Opting out
Employer site management
Transferring in and out of the scheme
Employee communication
Managing contributions
- How does salary sacrifice work with fluctuating earnings?
- Your Benefit Statement explained
- Your pension’s key features
- What parts of an employees salary are included in the contributions?
- Do contributions include overtime pay?
- Are contributions taken before tax and NI?
- What’s salary sacrifice?
- Are pension contributions taken before or after tax is calculated?