Help Centre

What happens to my pension contributions if I go on maternity/parental leave?

When you’re on parental leave (maternity leave, paternity leave or adoption leave), your employer should continue to pay contributions based on your pensionable earnings before you started your leave. This is as long as you remain in the scheme.

Your contributions will be based on your actual earnings during the parental leave – for example Statutory Maternity Pay.

If you decide to take unpaid leave after your paid parental leave, you don’t need to continue contributing during that period of unpaid leave. Your employer may also cease contributing, unless your contract of employment states otherwise.

When you return to work, consider paying additional contributions to cover gaps in your contributions.

NOW: Pensions has a good technical infrastructure combined with a pension product suitable for our team. We couldn’t be happier with NOW: Pensions.
Martin Woods,