Help Centre for Employers

Can an employee pay more into the pension pot than their employer?

If an employee wishes to make additional voluntary contributions to their pension pot they should contact their HR department or payroll department to advise them that they wish to do so. When the next payroll information is uploaded to NOW: Pensions, the new contribution will be held within that file for NOW: Pensions to invest.

An employee can either increase their contribution by a set percentage or they can make an ad hoc contribution. It is important that all contributions go through the payroll.

 

Related resources

How are employee contributions collected?
Can an individual employee change their contributions?
Can contributions be altered for individual employees?
What parts of an employees salary are included in the contributions?

I've known ATP for many years and have enormous respect for the effectiveness of their investment strategy. I'm convinced that NOW: Pensions can become a major player in the UK and look forward to being a part of that success. — Chris Daykin, the former Government Actuary
…We pride ourselves on our abilities to make the perfect match for both clients and workers. Our decision to appoint NOW: Pensions came as a result of wanting a quality workplace pension scheme that is structured, simple and easy for us to… — Ian Naylor, Legal Director of Randstad
NOW: Pensions is supportive, easy for our employees to understand and uncomplicated in terms of its implementation. Its structured approach removes the complicated investment choices & makes auto-enrolment a straightforward and simple process. — Mark Manaton, Managing Director, Blue Arrow Group
...its simple design means the pressure is taken off us as the employer and avoids costly administration charges, whilst removing the burden of choice and ensuring the best possible retirement outcome for our employees. — Matthew Johnson, Head of Compensation and Benefits at Adecco Group UK & Ireland
I am backing NOW: Pensions, the ATP project, because I believe it will encourage transparency, low costs and decent returns for millions of British employees. — Nigel Waterson, former Shadow Pensions Minister