Help Centre for Employers

Who can join?

Eligible:

If you’re aged 22 to State Pension Age, working in the UK, earning above £10,000 – you’re eligible and will be auto enrolled.

Your employer will also make contributions on top of your own.

Non-eligible:

If you’re aged 16 to 21 or State Pension Age to 74, working in the UK, earning above £10,000 or aged 16 to 74 and working in the UK, earning above £5,876 and up to £10,000 – you’re non-eligible and will not be auto enrolled.

You are still able to choose to opt in and benefit from employer contributions.

Entitled:

If you’re aged 16 to 74, working in the UK, earning below £5,876 – you’re entitled.

You won’t be auto enrolled, but you can ask to join. NOW: Pensions operate standard contribution models therefore require that an employer makes a contribution for all employees including entitled workers.

Earnings thresholds are reviewed by the Government annually and will change over time.

NOW: Pensions is supportive, easy for our employees to understand and uncomplicated in terms of its implementation. Its structured approach removes the complicated investment choices & makes auto-enrolment a straightforward and simple process. — Mark Manaton, Managing Director, Blue Arrow Group
“Redington’s Investment Committee assigned an Approved Rating to the NPI DGF and positive on the fund.” — Redington
I firmly believe in NOW: Pensions' principle that everyone deserves the right to a better retirement. I look forward to being part of the team which aims to achieve this in the UK. — Win Robbins, former Head of European Fixed Income Barclays Global Investors
Why do we insist on having a choice of fund manager when the evidence shows there is usually no benefit to be gained…and there is always a negative impact in terms of cost? — Anthony Hilton financial editor of the Evening Standard writing in Pensions World, June 2013
“We were impressed with the simplicity of its scheme. The ease of implementation was also a big plus for us and has removed much of the administrative headache.” — Neil Tune, HR director at Fitness First