Help Centre for Employees

How can an employee opt out?

Following government legislation, every employee has one calendar month period after being auto enrolled into a pension scheme, where they can choose to opt out. An employee can also opt out outside this period, but may not be eligible for a short service refund.

We’ve created a short video which explains the importance of having a pension. So before you decide to opt out, please take a look at the video, it will help you understand more about the benefits of auto enrolment and how saving a little now can make a difference in the future. Click here to watch the video.

There’s also a member booklet you can read through which provides more information about NOW: Pensions, how your workplace pension works and how we aim to grow your pension pot. Click here to read this.

If you still want to opt out then click on the link in the bullet point below. Remember, you can opt back in at any time to start saving for your future, just speak to your employer or us to do this.

  • For details on how to opt out, click here.

 

Once you have completed the opt out process, you will receive a confirmation of your request.

Please note, that legislation changed on 1 October 2015 and employees wanting to request a short service refund may no longer be eligible. For more information click here.

 

Related resources

employee opt out, auto enrolment opt out, workplace pension opt out, job holder opt out

Will an employee get their money back if they opt out?
Am I eligible for a short service refund?
Will all the contributions be paid back if a member opts out?
Who processes and pays opt out refunds to the individual and the employer?
What happens to member details when they opt out?
How will I know if an employee has opted out?
What is opting out?
What is an opt out period?

There is a need for a member-centric solution designed for ease of use with low costs and cutting edge investment strategy, which delivers long term stable returns. ATP's in-house investment capabilities, combined with our novel and innovative… — Lars Rohde, Governor of the National Bank of Denmark and Former CEO of ATP Group
I've known ATP for many years and have enormous respect for the effectiveness of their investment strategy. I'm convinced that NOW: Pensions can become a major player in the UK and look forward to being a part of that success. — Chris Daykin, the former Government Actuary
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