Help Centre for Employees

How can an employee opt out?

Following government legislation, every employee has a one calendar month period after being auto enrolled into a pension scheme, where they can choose to opt out. An employee can also opt out outside this period, but may not be eligible for a short service refund.

  • For details on how to opt out, click here.

 

Once you have completed the opt out process, you will receive a confirmation of your request.

Please note, that legislation changed on 1 October 2015 and employees wanting to request a short service refund may no longer be eligible. For more information click here.

 

Related resources

employee opt out, auto enrolment opt out, workplace pension opt out, job holder opt out

Will an employee get their money back if they opt out?
Am I eligible for a short service refund?
Will all the contributions be paid back if a member opts out?
Who processes and pays opt out refunds to the individual and the employer?
What happens to member details when they opt out?
How will I know if an employee has opted out?
What is opting out?
What is an opt out period?

Over a short period of time, NOW: Pensions has established itself as a respected and credible player in the UK workplace pensions market attracting thousands of employers and hundreds of thousands of members. Joining the team at such a crucial time… — Jocelyn Blackwell, Founder of Dunnett Shaw and Raising Standards in Pensions Administration
ATP comes to the UK pensions world with the highest commendations from the Danish trade unions, employers and government. NOW: Pensions' offering in the UK will be high quality, low cost, and honest and I'm proud to be associated with it. — John Monks, member of House of Lords and former General Secretary of ETUC and TUC
NOW: Pensions' risk management and diversified growth fund are state of the art. — Win Robbins, former Head of European Fixed Income Barclays Global Investors
Why do we insist on having a choice of fund manager when the evidence shows there is usually no benefit to be gained…and there is always a negative impact in terms of cost? — Anthony Hilton financial editor of the Evening Standard writing in Pensions World, June 2013
NOW: Pensions is supportive, easy for our employees to understand and uncomplicated in terms of its implementation. Its structured approach removes the complicated investment choices & makes auto-enrolment a straightforward and simple process. — Mark Manaton, Managing Director, Blue Arrow Group