Help Centre for Employees

Who can join?

Eligible:

If you’re aged 22 to State Pension Age, working in the UK, earning above £10,000 – you’re eligible and will be auto enrolled.

Your employer will also make contributions on top of your own.

Non-eligible:

If you’re aged 16 to 21 or State Pension Age to 74, working in the UK, earning above £10,000 or aged 16 to 74 and working in the UK, earning above £5,876 and up to £10,000 – you’re non-eligible and will not be auto enrolled.

You are still able to choose to opt in and benefit from employer contributions.

Entitled:

If you’re aged 16 to 74, working in the UK, earning below £5,876 – you’re entitled.

You won’t be auto enrolled, but you can ask to join. NOW: Pensions operate standard contribution models therefore require that an employer makes a contribution for all employees including entitled workers.

Earnings thresholds are reviewed by the Government annually and will change over time.

NOW: Pensions' risk management and diversified growth fund are state of the art. — Win Robbins, former Head of European Fixed Income Barclays Global Investors
I've known ATP for many years and have enormous respect for the effectiveness of their investment strategy. I'm convinced that NOW: Pensions can become a major player in the UK and look forward to being a part of that success. — Chris Daykin, the former Government Actuary
...its simple design means the pressure is taken off us as the employer and avoids costly administration charges, whilst removing the burden of choice and ensuring the best possible retirement outcome for our employees. — Matthew Johnson, Head of Compensation and Benefits at Adecco Group UK & Ireland
ATP comes to the UK pensions world with the highest commendations from the Danish trade unions, employers and government. NOW: Pensions' offering in the UK will be high quality, low cost, and honest and I'm proud to be associated with it. — John Monks, member of House of Lords and former General Secretary of ETUC and TUC
Over a short period of time, NOW: Pensions has established itself as a respected and credible player in the UK workplace pensions market attracting thousands of employers and hundreds of thousands of members. Joining the team at such a crucial time… — Jocelyn Blackwell, Founder of Dunnett Shaw and Raising Standards in Pensions Administration