Help Centre for Employees

What is the ‘glidepath’?

As you begin your approach to retirement, we will gradually switch your investments (as well as your ongoing contributions) into the Retirement Countdown Fund.

While the Diversified Growth Fund is the right investment while your fund grows, as retirement gets nearer, it is important to alter your investment strategy – this is referred to as the ‘glidepath’. We do this automatically.

We normally start switching your funds when you are ten years away from retirement. It is important that you tell us if you are not planning to retire or take your benefits at the age that we have recorded for you to make sure that we have you invested in the right place at the right time.

More information can be found here: A members guide to investments

NOW: Pensions' risk management and diversified growth fund are state of the art. — Win Robbins, former Head of European Fixed Income Barclays Global Investors
NOW: Pensions is supportive, easy for our employees to understand and uncomplicated in terms of its implementation. Its structured approach removes the complicated investment choices & makes auto-enrolment a straightforward and simple process. — Mark Manaton, Managing Director, Blue Arrow Group
Over a short period of time, NOW: Pensions has established itself as a respected and credible player in the UK workplace pensions market attracting thousands of employers and hundreds of thousands of members. Joining the team at such a crucial time… — Jocelyn Blackwell, Founder of Dunnett Shaw and Raising Standards in Pensions Administration
“We were impressed with the simplicity of its scheme. The ease of implementation was also a big plus for us and has removed much of the administrative headache.” — Neil Tune, HR director at Fitness First
I am excited to be joining such a distinguished Board of Trustees, over-seeing a modern, transparent, cost efficient and high-performing pension fund. — Win Robbins, former Head of European Fixed Income Barclays Global Investors