Help Centre for Employees

What is the ‘glidepath’?

As you begin your approach to retirement, we will gradually switch your investments (as well as your ongoing contributions) into the Retirement Countdown Fund.

While the Diversified Growth Fund is the right investment while your fund grows, as retirement gets nearer, it is important to alter your investment strategy – this is referred to as the ‘glidepath’. We do this automatically.

We normally start switching your funds when you are ten years away from retirement. It is important that you tell us if you are not planning to retire or take your benefits at the age that we have recorded for you to make sure that we have you invested in the right place at the right time.

More information can be found here: A members guide to investments

I am excited to be joining such a distinguished Board of Trustees, over-seeing a modern, transparent, cost efficient and high-performing pension fund. — Win Robbins, former Head of European Fixed Income Barclays Global Investors
I am backing NOW: Pensions, the ATP project, because I believe it will encourage transparency, low costs and decent returns for millions of British employees. — Nigel Waterson, former Shadow Pensions Minister
“Redington’s Investment Committee assigned an Approved Rating to the NPI DGF and positive on the fund.” — Redington
“We were impressed with the simplicity of its scheme. The ease of implementation was also a big plus for us and has removed much of the administrative headache.” — Neil Tune, HR director at Fitness First
I firmly believe in NOW: Pensions' principle that everyone deserves the right to a better retirement. I look forward to being part of the team which aims to achieve this in the UK. — Win Robbins, former Head of European Fixed Income Barclays Global Investors