Tax Top-up offer

Are you eligible for extra tax relief?
There are two ways pension schemes can collect the tax relief from pension contributions, relief at source and net pay.

In relief at source schemes, all savers receive tax relief even if they don’t pay income tax. However, in net pay schemes there is no way for non-taxpayers to claim this relief.

Top-up for tax relief shortfall

Although the government is taking steps to address this, NOW: Pensions is keen to ensure that non-taxpayers don’t miss out. So, if you haven’t paid any tax on any of your UK earnings, we’ve committed to top up your pension pot by the amount of tax relief you’ve missed out on for the 2019/20 tax year.

To enable us to do this, you need to fill in a claim form, as well as give permission to the Inland Revenue (HMRC) to communicate your tax situation to us.  Check back here for more details when the scheme re-opens later this year.

The window to claim for the 2018/19 tax year has now closed.

If you have any queries on how net pay works, please visit our Help Centre.

If you want to find out more, get in touch. You can email us at Please quote your National Insurance number and full name and in any correspondence. This will help us to help you faster.

You can also call us on 0330 100 3334 from 9am to 5pm, Monday to Friday. We may record your call to help us improve our service to you.

NOW: Pensions has a good technical infrastructure combined with a pension product suitable for our team. We couldn’t be happier with NOW: Pensions.
Martin Woods,