Our Governance

NOW: Pensions is a multi employer trust serving tens of thousands of employers and over a million employees from a wide range of sectors.

A company wholly owned by Danish pension scheme ATP, one of Europe’s largest pension funds, NOW: Pensions offers a simple and cost effective workplace pension designed specifically with the auto enrolment market in mind. The master trust structure enables employers of all sizes to benefit from independent governance without incurring the costs normally associated with establishing and running a single employer trust based scheme.

NOW: Pensions works with independent financial advisers and the payroll sector to help serve their clients as well as supporting employers directly.

NOW: Pensions has two boards: a Trustee Board and a Commercial Board.

The NOW: Pensions Trustee Board’s sole responsibility is to ensure that the scheme is run in the best interests of the members at all times. It is an independent body comprised of very experienced individuals with relevant backgrounds and credentials. The Trustee Board oversees decisions on crucial issues such as investment strategy, charges, pension administration and overall risk framework. To download the Policy on Social Responsibility in Investments click here.

The Commercial Board is concerned with the day to day running of NOW: Pensions; the people, the customers, the operations and the financials.

NOW: Pensions has a good technical infrastructure combined with a pension product suitable for our team. We couldn’t be happier with NOW: Pensions. — Martin Woods, SALT.agency
I am backing NOW: Pensions, the ATP project, because I believe it will encourage transparency, low costs and decent returns for millions of British employees. — Nigel Waterson, former Shadow Pensions Minister
I've known ATP for many years and have enormous respect for the effectiveness of their investment strategy. I'm convinced that NOW: Pensions can become a major player in the UK and look forward to being a part of that success. — Chris Daykin, the former Government Actuary
NOW: Pensions was attractive to us because the staff were very helpful and they sent over all the information required. This made the decision easy. — Metro Surveillance Group Ltd
There is a need for a member-centric solution designed for ease of use with low costs and cutting edge investment strategy, which delivers long term stable returns. ATP's in-house investment capabilities, combined with our novel and innovative… — Lars Rohde, Governor of the National Bank of Denmark and Former CEO of ATP Group