Help Centre for Employees

How can an employee opt out?

Following government legislation, every employee has a one calendar month period after being auto enrolled into a pension scheme, where they can choose to opt out. An employee can also opt out outside this period, but may not be eligible for a short service refund.

  • For details on how to opt out, click here.

 

Once you have completed the opt out process, you will receive a confirmation of your request.

Please note, that legislation changed on 1 October 2015 and employees wanting to request a short service refund may no longer be eligible. For more information click here.

 

Related resources

employee opt out, auto enrolment opt out, workplace pension opt out, job holder opt out

Will an employee get their money back if they opt out?
Am I eligible for a short service refund?
Will all the contributions be paid back if a member opts out?
Who processes and pays opt out refunds to the individual and the employer?
What happens to member details when they opt out?
How will I know if an employee has opted out?
What is opting out?
What is an opt out period?

“We were impressed with the simplicity of its scheme. The ease of implementation was also a big plus for us and has removed much of the administrative headache.” — Neil Tune, HR director at Fitness First
NOW: Pensions is supportive, easy for our employees to understand and uncomplicated in terms of its implementation. Its structured approach removes the complicated investment choices & makes auto-enrolment a straightforward and simple process. — Mark Manaton, Managing Director, Blue Arrow Group
NOW: Pensions' risk management and diversified growth fund are state of the art. — Win Robbins, former Head of European Fixed Income Barclays Global Investors
There is a need for a member-centric solution designed for ease of use with low costs and cutting edge investment strategy, which delivers long term stable returns. ATP's in-house investment capabilities, combined with our novel and innovative… — Lars Rohde, Governor of the National Bank of Denmark and Former CEO of ATP Group
I am backing NOW: Pensions, the ATP project, because I believe it will encourage transparency, low costs and decent returns for millions of British employees. — Nigel Waterson, former Shadow Pensions Minister