Cookie Policy

On this page we (NOW: Pensions) explain what cookies are and how they are used on this website. We then list each of the cookies that may be set from this website.

What are cookies?  

A cookie is a very small encrypted text file that can be placed by a website in a computer or any other internet enabled device when that website is visited. It contains a unique reference number, the purpose of which to enable the website operator and, if different, the owner of the cookie, to know when an internet user has visited the website concerned; to keep track of that person when they are on the website; and, in some cases, to enable visits to and from other sites to be tracked. It is essentailly an identification tag for an individual computer or other internet enabled device.

Broadly speaking there are two types of cookie (1) “session” cookies, which are stored temporarily in a computer’s memory and are automatically erased when you close your web browser: and (2) “persistent” cookies, which are stored the hard drive of a computer and which exist for longer, in some cases for years.

Some session cookies are essential to make a website operate properly, for example to allow visitors to switch between webpages or to complete a purchase on line without interruption.

Depending on its lifespan, a persistent cookie can be used to record an internet user’s login details and browsing preferences for a particular website so these features do not need to be reset each time that  person visits that website. A persistent cookie may also be used to record how an internet user behaves on a website by recording which pages they visited, how much time they spent on each one, and if there is any other kind of interaction with the site what form this took.  Such data can be used to improve the performance of a website.

Cookies may be classified as either first party or third party. A first party cookie is one which is set by or on behalf of a website operator. A third party cookie is one that is by set someone else, normally with the permission of the website operator.

There is a subset of cookies called “flash cookies” that may be set on a computer by websites that contain Adobe Flash media such as videos. These cookies can be used like ordinary cookies. They can also be used to back up such cookies. It is important to note that, unlike ordinary cookies, flash cookies cannot be controlled directly from your computer.

For more information about cookies in general, including how you may delete them or restrict their use on your computer, please visit www.aboutcookies.org. For information on how you can delete or restrict the use of cookies on your mobile phone please refer to the owner’s manual for your phone.

For specific information about how to delete or restrict flash cookies in relation to individual websites, please visit www.adobe.com/products/flashplayer/security. Please be aware that disabling the use of flash cookies may mean that you cannot see certain videos and flash based images on a website.

How are cookies used on this website?

The cookies that are used on this website can be divided into three categories according to their primary function:

(1)        Those cookies that are strictly necessary for this site to operate properly or which are necessary of give effect to your cookie preferences. We call these “Essential cookies”.

(2)        Those cookies that are used to record how and when people arrive at our website, whether they have visited the site before and how they make use of it.  We call these “site improvement and analytical” cookies. We use the information that they give us to plan and evaluate marketing campaigns and to improve the site.

(3)      Those cookies that are used to record social media interactions, to make it easier for            you to share the contents of webpages and/or to facilitate targeted advertising. We        call these “Social media and advertising cookies”.

We do not use flash cookies on this website.

We will not set any cookie on your computer (or any other web enabled device you may use to access the website) without your consent, the only exceptions being flash cookies which we do not control and those cookies that are essential for you to use this website, in accordance with your cookie settings.

Listed below are the different cookies that are used on this website with a short summary of their characteristics

1. Essential site cookies

The following cookies must be set to make this website work properly for you in accordance with your cookie settings. 

Cookie Name Category  What it does Persistence after browser closed Domain
 PHPSESSID First party- session The session cookie is stored in temporary memory and is Not retained after the browser is closed. session cookies do Not collect information from your computer. they typically will store information in the form of a session identification that does Not personally identify the user. None nowpensions-blog.com
X-Mapping- Cookie Policymknjaipp First party- session The session cookie is stored in temporary memory and is Not retained after the browser is closed. session cookies do Not collect information from your computer. they typically will store information in the form of a session identification that does Not personally identify the user. None nowpensions-blog.com

 

2. Site improvement and analytical cookies

The following cookies are used to monitor and analyse how and when people access and interact with this site. The information that they generate is aggregated anonymously and is used to plan and evaluate marketing campaigns and to improve this site.

Cookie Name Category What it does Persistence after browser closed Domain
comment_author Blog commentator verification When visitors comment on the blog, they get cookies stored on their computer. This is purely a convenience, so that the visitor won’t need to re-type all their information again when they want to leave another comment. http://codex.wordpress.org/WordPress_Cookies No 

 

nowpensions-blog.com
comment_author_email Blog commentator verification When visitors comment on the blog, they get cookies stored on their computer. This is purely a convenience, so that the visitor won’t need to re-type all their information again when they want to leave another comment. http://codex.wordpress.org/WordPress_Cookies No nowpensions-blog.com
comment_author_url Blog commentator verification When visitors comment on the blog, they get cookies stored on their computer. This is purely a convenience, so that the visitor won’t need to re-type all their information again when they want to leave another comment. http://codex.wordpress.org/WordPress_Cookies No nowpensions-blog.com
UTMB Analytics  Timestamp: How long you have been on the page: Enter page Yes 

 

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UTMC Analytics  Timestamp: How long you have been on the page: Leave page No nowpensions-blog.com
UTMA Analytics  Stores each user’s number of visits, and the time of the first visit, the previous visit, and the current visit No nowpensions-blog.com
UTMZ Analytics  Keeps track of where the visitor came from, search engine used, link(s) visited, keyword(s) used, and geographical location. It expires after 6 months. Yes nowpensions-blog.com

 

3. Advertising and Social Media

The following cookies are set by selected social media suppliers and advertising agencies to record and facilitate social media interactions and to enable targeted advertising to be made based on your online behaviour.

 

Cookie Name Category What it does  Persistence after browser closed Domain
USE_HITBOX Social Media These cookies are used by third party social media provider Youtube to store user preferences when viewing pages containing video content. No Youtube
VISITOR_INFO1_LIVE Social Media These cookies are used by third party social media provider Youtube to store user preferences when viewing pages containing video content. Yes Youtube
PREF These cookies are used by third party social media provider Youtube to store user preferences when viewing pages containing video content. Youtube
UID Market Research Company .scorecardresearch.com Yes .scorecardresearch.com
UIDR Market Research Company .scorecardresearch.com yes .scorecardresearch.com
_stid Social Media ShareThis offers online services and applications that allow users to share content on the Web more easily. No sharethis.com
_uset Social Media ShareThis offers online services and applications that allow users to share content on the Web more easily. No

sharethis.com

 

 

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